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 The current Building Law (LOE 6-5-2001) regulates
the construction process, updating and complementing the structure of
participating agencies, setting their obligations to establish
responsibilities and provide user guarantees based on a definition of
the basic requirements to be met by all buildings.
General products
Civil liability
The construction process involves many activities that are technically and legally complex and which imply liability with regard to the construction process itself as well as civil engineering.
Basic guarantees:
- Operation liability
- Professional liability
- Employer’s liability
- Cross liability
- Liability for completed work
- Liability for pre-existing structuress
- Liability for legal management of down payments
All risk construction
The main focus of the insurance cover is the actual construction being built, including as such all temporary and permanent work already completed and still in process. These concepts include auxiliary work, materials, supplies and storage for the insured works.
Ten-year damage insurances
The LOE (Ley de Ordenación de la Edificación) requires all building contractors to hold obligatory ten-year insurance.
Basic guarantees: this insurance covers for the ten years after the
handing over of the building any material damage caused in the building
by faults or defects in or affecting the structure and that directly
affect the mechanical resistance and the safety of the building.
Down Payment Guarantees
Current legislation demands that all building contractors must hold a precautionary insurance policy that guarantees buyers full reimbursement of any down payments made.
Civil Liability Administrators/ Directors
This covers defence fees and any compensation resulting from covered claims against the insured person for the duration of the policy. Some of the most frequent claims include:
- Non fulfilment of the tasks assigned to the administrator
- Management error
- Negligence
- Errors or omissions in providing financial information
Accidents conveni col·lectiu
Garanteix el pagament dels capitals que per mort o invalidesa la empresa està obligada a indemnitzar els seus treballadors i treballadores en cas d’accident, segons els seus respectius convenis col·lectius.
Accidents in the workplace
This guarantees the payment of compensation that the company is obliged to pay workers in the event of an accident resulting in death or invalidity, according to the collective conditions agreed upon.
Vehicles
All organisations generally have some kind of installation to insure, or some vehicle or vehicles in use. We manage vehicle insurance (cars, vans, lorries, tractors, etc.) for both individual and common use (including company fleets).
Financial products
Socially responsible money- with the support of COOP 57 sccl
COOP 57 is a financial services cooperative that provides services to its associates.
- Short and long-term loans.
- Bridge-loans to advance subventions
- Working capital lending products.Préstecs a curt i llarg termini.
We provide information about how contract this services.
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